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Copy of Financial Literacy Month & Money Smart Week Resources: Programming & Workshop Ideas

Practical Money Skills

Give your students a deeper understanding of money management using a curriculum offered by Practical Money Skills. Here you’ll find lesson plans for students of all ages – from preschoolers and elementary school students to teens and college students. We also offer course materials for students with special needs.

Topics range from the basics for the very young, such as “What is Money?” and “Spending Plans” to more comprehensive courses for young adults who are about to venture off into financial independence. These more advanced courses cover everything from budgeting and bill paying to the influence of advertising and issues of consumer privacy.

Here, educators will find everything they need to teach a class on personal finance. Our lecture guides, worksheets and even quizzes and tests are free to download and ready to use.

Marbles Library Kids Museum





Financial Literacy for the youngest of users

Teach Thought 14 Lesson Plans for Teaching Financial Literacy


H&R Block Dollars & Sense partnered with WeAreTeachers to collect the nation’s best personal finance lesson plans. Teachers who authored the winning lesson plans split $5,000 in grants to further their personal finance curriculum. Chosen by teachers and Dollars & Sense staffers, below are all 14 lesson plans tabbed as finalists, including the selected top three.

What are the milestones?

Use the concepts below (originally found at: to develop and measure financial literacy programming for childeren and yound adults.

ages 3 to 5  

  • Money is used to buy things
  • You earn money by working
  • Smart Shopping will help you keep more of the money you earn

 ages 6 to 9                    

  • You can’t buy everything you want
  • Banks keep your money safe and pay interest
  • It is important to set aside money regularly

 ages 10 to 13

  • The earlier you begin to save, the better
  • Credit cards are borrowed money
  • You pay taxes on income

 ages 14 to 17

  • Interest earns interest
  • A college degree ups your earning potential
  • You have to budget for your expenses

 ages 18 to 22

  • 401(k)s and IRAs help you save money
  • You need to be prepared for emergencies
  • A good credit score will save you money

Gaming to Learn Money Management


Challenge your students to make the most money, save the most money, keep a balanced budget, invest in stocks, manage a business, etc.

Here are just a few samples of games to consider:


Online games:

stock market game

Whether you teach in a classroom, mentor students in an afterschool program, or are a homeschool parent, The Stock Market Game (SMG) is the right tool for you to help your students build a fundamental understanding of investing while providing them with real world skills practice in math, English Language Arts, economics, social studies, and other subjects.


Visa's Financial Soccer: This is a fun way to quiz a group of young people after attending a financial literacy program.

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Financial Football: This is a fun way to quiz a group of young people after attending a financial literacy program.

And here are a few websites with more ideas:


Board games:


Buy and sell properties, build houses and collect rent. Monopoly is a great money game for kids learning how to count money and make decisions. Play the classic Monopoly with paper money or the new Monopoly with Electronic Banking.


In Payday kids learn to have a job, lend money, pay bills and interest, and deal with unexpected expenses.


 Kids will decide how to reach success in the Careers board game. As in real life, you must try to figure out what is the best way for you to reach your final goal. It is a great way for kids to learn the value of not only money, but where other aspects fit in to achieve what you want.

Moneywise Kids:

Two different games are included in Moneywise Kids, one for making change and the other for budgeting money. Players must account for food, clothing, and housing in the play option focused on money management.