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Copy of Financial Literacy Month & Money Smart Week Resources: For Teens

What Teens Need to Know

   Age                       Concept



10 to 13     The earlier you begin saving, the better.


  • Credit cards are borrowed money.
  • You pay taxes on income.




14 to 17     Interest earns interest.


  • A college degree ups your earning potential.


  • You have to budget for your expenses.


18 to 22     401(k)s and IRAs help you save more.


  • You need to be prepared for emergencies.


  • A good credit score will save you money.


Sources: President's Advisory Council on Financial Capability, Jump$tart Coalition for Personal Financial Literacy. Junior Achievement USA, and financial planner DeDe Jones

Financial Literacy

Personal Finance 101

Tips for college students on financial planning and good credit habits.

Jump$tart's Reality Check

Shower of Dollar Bills

Okay...we won't bore you with details. Just imagine how you want to live once you're on your own. Will you buy a car? Where will you live? Do you go to the movies or to sports events most every weekend? Remember, it's your life, you can do whatever you want...or can you?

Calculate the amount of money you'll need to live the kind of life you want at Jump$tarts's Reality Check.

Financial Planning for Teens


Group of Teens

The High School Financial Planning Program specifically focuses on basic personal finance skills that are relevant to the lives of pre-teens, teens, and young adults to lay a solid foundation for financial independence and future financial decisions.

Money Games

Practical Money Skills for Life

At and, consumers, educators, parents, students and policymakers can access free educational resources, including personal finance articles, games and lesson plans.


Free Games for Children, Fun Kids' Games

Play free tycoon games online for children, teens, high school & college students on Test your management expertise and learn how to run a successful business or operation on these fun interactive business simulation / strategy games, food service/ cafe/ diner games, farmer games, airport management games to play at school or at home on your computer. From simple fun to more challenging educational games & activities. Happy business management! Go Tycoon!

Financial Football


Financial Football

Give your financial knowledge a workout with Financial Football, a fast-paced, NFL-themed video game.

Practical Money Skills

Test your financial skills with these games!

The Mint - It Makes Perfect Cents

Learn how to manage money wisely and develop good financial habits: the building blocks for a secure future.

Tips for Teens